Join us for a FREE two-evening workshop series on financial education in Ivanhoe! Learn essential money management skills including earning, saving, spending, credit, borrowing, and protecting your assets. Sessions will be held at the Ivanhoe Veteran's Memorial Hall (33209 Hawthorne Rd.) on October 28th & 29th from 5:30-7:30 PM. 

This program is made possible at no cost to participants thanks to the California Department of Financial Protection and Innovation (DFPI). For more information, call (559) 471-4550 or toll-free (888) 776-9998.

 

 

Day 1: Earn, Save, Spend

October 28th, 5:30 – 7:30 pm

 

Pre-assessment (10 minutes)

Introduction (5 minutes)

Understanding Income (35 minutes)

• Types of income (active vs. passive)
• Pay statements and pre-tax expenses

Budgeting and Saving Strategies (50 minutes)

• Creating a budget
• Identifying ways to reduce expenses
• Setting financial goals and saving plans

Smart Spending Habits (40 minutes)

• Needs vs. wants
• Mindful consumption
• Comparison shopping and finding deals

Group Activity: Creating a Personal Budget (30 minutes)

Wrap-up and Q&A (10 minutes)

 

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Day 2: Credit, Borrowing, and Protecting Assets

October 29th, 5:30 – 7:30 pm

Recap of Day One and Introduction to Day Two (5 minutes)

• Understanding Credit (45 minutes)
• What is credit?
• Types of credit (revolving vs. installment)
• Credit scores and reports

Borrowing Money Wisely (45 minutes)

• Types of loans (student loans, mortgages,
• auto loans)
• Interest rates and loan terms
• Strategies for managing debt

Protecting Your Assets (35 minutes)

• Types of insurance (health, auto, home, life)
• Emergency funds
• Identifying and preventing financial fraud

Group Activity: Analyzing Credit Card Offers (20 minutes)

Bank Presentation: Financial Services for Families (30 minutes)

Wrap-up and Q&A (5 minutes)

Post-assessment (10 minutes)

Workshop Survey (5 minutes)