You’re invited to the Money Matters Financial Literacy Workshop
October 28th & 29th, 5:30 – 7:30 pm
Day 1: Earn, Save, Spend
Day 2: Credit, Borrowing, and Protecting Assets
Ivanhoe Memorial
Day 1: Earn, Save, Spend
October 28th, 5:30 – 7:30 pm
Pre-assessment (10 minutes)
Introduction (5 minutes)
Understanding Income (35 minutes)
- Types of income (active vs. passive)
- Pay statements and pre-tax expenses
Budgeting and Saving Strategies (50 minutes)
- Creating a budget
- Identifying ways to reduce expenses
- Setting financial goals and saving plans
Smart Spending Habits (40 minutes)
- Needs vs. wants
- Mindful consumption
- Comparison shopping and finding deals
Group Activity: Creating a Personal Budget (30 minutes)
Wrap-up and Q&A (10 minutes)
Day 2: Credit, Borrowing, and Protecting Assets
October 29th, 5:30 – 7:30 pm
Recap of Day One and Introduction to Day Two (5 minutes)
- Understanding Credit (45 minutes)
- What is credit?
- Types of credit (revolving vs. installment)
- Credit scores and reports
Borrowing Money Wisely (45 minutes)
- Types of loans (student loans, mortgages,
- auto loans)
- Interest rates and loan terms
- Strategies for managing debt
Protecting Your Assets (35 minutes)
- Types of insurance (health, auto, home, life)
- Emergency funds
- Identifying and preventing financial fraud
Group Activity: Analyzing Credit Card Offers (20 minutes)
Bank Presentation: Financial Services for Families (30 minutes)
Wrap-up and Q&A (5 minutes)
Post-assessment (10 minutes)
Workshop Survey (5 minutes)